Who we are
Luxury Cover is a trading name of Lang Broking Co Pty Ltd, an Australian insurance broker. We arrange high-value home, contents and car insurance, plus cover for art, collections, wine and jewellery.
Our licensing details will be published here and in our Financial Services Guide before we issue our first policy.
Who it’s for
Homes that would cost from about $1.5 million to rebuild, cars worth more than about $100,000 or classics, and the art, wine and jewellery that often come with them. Below those figures, a mainstream policy is usually better value, and we’ll tell you so.
What we do
You apply once, and we send it to every insurer on our panel that can take it: Castle & Sure for homes up to $5 million, Blue Zebra (backed by Chubb, AIG and HDI) up to $7 million, Prevail Elite for homes from $3 million and for prestige and classic cars, and a private clients desk above that. You’ll see who can cover you before you give anyone your phone number.
If you need to claim, we lodge it with the insurer and step in if anything goes wrong. How claims work.
How we’re paid
The insurer pays us a commission, which is included in your premium. We also charge a broker fee of $250 per policy, shown separately before you pay. The price you see is the price you pay. Our Financial Services Guide has the full details.
Everything on this site is general information only and doesn’t take your objectives, financial situation or needs into account. Read the product disclosure statement before buying. Legal and disclosures.